Shop Now, Pay Later
With Klarna, you can split your purchase into four interest-free payments.
How it Works
1
Step 1
Add your selection to your bag.
2
Step 2
Select “Klarna” when you check
out.
out.
3
Step 3
Your purchase will be split into four
interest-free payments. The first
is due when your order is shipped.
interest-free payments. The first
is due when your order is shipped.
4
Step 4
The remaining three payments will
be automatically charged to your
credit or debit card every two
weeks.
be automatically charged to your
credit or debit card every two
weeks.
Frequently Asked Questions
How do I open a Klarna account?
First, download the app. Once you’re logged in, you can either shop with Klarna or choose one of
the payment options in the Theory checkout.
the payment options in the Theory checkout.
How do I use Klarna?
After you’ve set up the Klarna app, you’ll be prompted to link it to your credit or debit card. Once
that’s done, you’re ready to shop. Please note that if you select Klarna at checkout, then when
you reach the Place Order phase of your purchase you will be redirected to Klarna to complete the
transaction.
that’s done, you’re ready to shop. Please note that if you select Klarna at checkout, then when
you reach the Place Order phase of your purchase you will be redirected to Klarna to complete the
transaction.
What payment methods does Klarna accept?
Klarna currently accepts all major credit and debit cards. Please note that prepaid cards are not
accepted.
accepted.
Can I return my purchase if I shop with Klarna?
Your purchase with Klarna is subject to the same return policy as all your Theory.com purchases.
For a full overview of our return policy see here. Once Theory has issued a return, Klarna will
update your payment accordingly. You can check the status of your payments in your Klarna app.
For a full overview of our return policy see here. Once Theory has issued a return, Klarna will
update your payment accordingly. You can check the status of your payments in your Klarna app.
Are there late fees?
A late fee of up to $7 may be collected if an automatic payment cannot be completed. See here.
for a full overview of Klarna’s Pay Later in 4 Agreement.
for a full overview of Klarna’s Pay Later in 4 Agreement.
**Enter your unique code at checkout for $50 off your purchase of $250 or more. Offer expires in 30 days and may not be redeemed for cash or gift cards or applied to previous purchases. Discount valid only on theory.com in the U.S. and may not be used in Theory U.S. retail stores or at Theory Outlet channels. Some exclusions may apply. Offer terms are subject to change.
**Offer valid for 31 days from date of issue for first-time email subscribers only. Discount will be applied when your unique promotional code is entered at checkout. Offer valid in Theory U.S. retail stores and online at theory.com in the U.S. only. Offer may not be used at Theory Outlet channels. Theory gift cards and final sale merchandise (41% off or higher) are excluded. Offer can be combined with select other promotional offers. Offer cannot be redeemed for cash or gift cards or applied to previous purchases. Items 41% off and higher are FINAL SALE and are not eligible for return, exchange, or credit. Sale merchandise sold as is. In-store gift with purchase is only valid for first-time customers. For questions, please contact clientservice@theory.com. Offer terms are subject to change.
***Special price applied automatically when applicable styles are added to cart. Valid from 4am EST April 6, 2021 through 4am EST on May 1, 2021. Exact product featured in editorial image may not be product available for promotion. Offer valid in Theory U.S. retail stores and online at theory.com in select countries while supplies last. Offer cannot be combined with any other promotional offer. For questions, please contact clientservice@theory.com. Offer terms are subject to change.
**Offer valid for 31 days from date of issue for first-time email subscribers only. Discount will be applied when your unique promotional code is entered at checkout. Offer valid in Theory U.S. retail stores and online at theory.com in the U.S. only. Offer may not be used at Theory Outlet channels. Theory gift cards and final sale merchandise (41% off or higher) are excluded. Offer can be combined with select other promotional offers. Offer cannot be redeemed for cash or gift cards or applied to previous purchases. Items 41% off and higher are FINAL SALE and are not eligible for return, exchange, or credit. Sale merchandise sold as is. In-store gift with purchase is only valid for first-time customers. For questions, please contact clientservice@theory.com. Offer terms are subject to change.
***Special price applied automatically when applicable styles are added to cart. Valid from 4am EST April 6, 2021 through 4am EST on May 1, 2021. Exact product featured in editorial image may not be product available for promotion. Offer valid in Theory U.S. retail stores and online at theory.com in select countries while supplies last. Offer cannot be combined with any other promotional offer. For questions, please contact clientservice@theory.com. Offer terms are subject to change.